<p class="p1">Whenever your chronic illness or long-time injury starts bothering you, ask yourself, &#8220;do I qualify for disability?&#8221; But what is considered a disability? Where and how do I get mine certified?</p>
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<p class="p1">Begin by familiarizing yourself with the SSDI requirements. SSDI stands for Social Security disability, and the criteria can be stringent. If you think SSD will be your ticket to a fully funded and cushy life, think again!</p>
<p class="p1">As we&#8217;ll discuss here, you need to qualify for SSDI in multiple ways, and many people who are genuinely suffering have their claims denied anyway, and end up returning to work.</p>
<p class="p2"><b>Meeting the SSDI Requirements</b></p>
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<p class="p1">When SSDI comes to mind, think of it as a sort of health insurance earned through many years in the workforce—because that&#8217;s what it is. If you didn&#8217;t work long enough and aren&#8217;t considered disabled, you won&#8217;t qualify.</p>
<p class="p1">There are two broad, encompassing social security disability requirements: Having enough and the right types of work credits and what those evaluating your case believe is the extent of your claimed disability.</p>
<p class="p3"><b>SSDI and Work Credits</b></p>
<p class="p1">You earn Social Security credits in most, but not all, types of work and the number you need depend on how long you have worked at a qualifying job. Exceptions are possible, especially to accommodate terminal illness and other hardship cases.</p>
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<p class="p1">You also need to have <a href="https://www.ssa.gov/pubs/EN-05-10072.pdf"><span class="s1">earned at least 20 credits</span></a> in the ten years immediately preceding the onset of your disability. As of 2020, workers receive one credit for every $1,410 of earnings, up to the maximum of four credits per year.</p>
<p class="p3"><b>The Severity of Your Disability</b></p>
<p class="p1">When you apply for SSDI, you will need multiple authoritative sources to back your claim—doctors&#8217; recommendations, test results, etc. Among other things, you will need to prove that not only are you unable to work but that you are unable to work <i>at any job.</i></p>
<p class="p1">If you show that you&#8217;re able (or <i>potentially</i> able) to work at some job—even if it takes extensive accommodation—there is a fair chance your SSDI reviewers will deny your application.</p>
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<p class="p1">It can take over a full year to make a final determination on an SSDI case in most cases.</p>
<p class="p2"><b>Applying for SSDI: How to Qualify for Disability</b></p>
<p class="p1">What follows are the typical steps needed for even a glimmer of hope at successfully <a href="https://www.labovick.com/2020/07/10/the-dos-and-donts-of-applying-for-social-security-disability/"><span class="s1">applying for social security disability</span></a>:</p>
<p class="p3"><b>1. The Initial Application</b></p>
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<p class="p1">At this stage, you <a href="https://www.disability-benefits-help.org/faq/various-application-stages-disability-benefits"><span class="s1">first file an SSDI application</span></a> with your local SSA office. Sadly, there&#8217;s every chance the application will be denied</p>
<p class="p3"><b>2. Request for Reconsideration</b></p>
<p class="p1">If you decide to persist with your application, you have 60 days from the denial date to file a Request for Reconsideration (&#8220;recon&#8221;). If you&#8217;re fortunate, your application will be approved in this round.</p>
<p class="p3"><b>3. Request for Hearing.</b></p>
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<p class="p1">If you&#8217;re not so lucky, you&#8217;ll find yourself at this stage. You&#8217;ll have 60 days from the date of your most recent denial to file a Request for Hearing, a formal trial where you plead your case before an administrative law judge.</p>
<p class="p1">If you want your hearing to succeed, we heartily advise you to retain an experienced disability attorney to guide you through the process.</p>
<p class="p3"><b>4. A final Denial?</b></p>
<p class="p1">After waiting months for a decision on the hearing, if you find your request is still isn&#8217;t approved, it&#8217;s time to start a new application with an attorney helping form the start.</p>
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<p class="p2"><b>If You Want to Get Disability Compensation, Persist</b></p>
<p class="p1">You knew what you were getting into with your SSDI application, but you owed it to yourself to try. Now you understand the SSDI requirements as well.</p>
<p class="p1">After all, with a disability, only the person experiencing it can fully comprehend it. So your job is to help the gatekeepers feel what you&#8217;re feeling.</p>
<p class="p1">We sincerely wish you the best of luck when you try!</p>
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<p class="p1">If you want and need more practical information like this, keep coming back to our website. We cover it all!</p>

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